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/ Bee Gagliardi Ecosystem Engineer

/Intent log · Flow · · Monzo

Scamline Bling

Protection belongs at the point of action, not in an article read months ago.

Intent: Keep their money safe.
Talked into the app
  • Phone scams get the customer to open their banking app while someone talks them through it.
  • The warning lives in an email or a help article read months ago.
Open the app on a call
  • Monzo detects that moment.
  • An orange warning gradient shows up in the exact context where the risk lives.

Phone scams work by getting a customer to open their banking app while someone talks them through it.

Monzo detects that moment. If you are on a call and open the app, it adds an orange warning gradient to the screen. The warning shows up in the exact context where the risk lives, not in an email or a help article the customer read months ago.

Good protection does not wait for the customer to go looking. It meets them at the point of action, with a signal that is hard to miss and easy to understand. That is knowledge that resolves, delivered at the right second.

/Sampled Drake — Hotline Bling Listen on Spotify

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